How Do I know You Won’t Steal My Money?

About the Book

This book is written to help the average person to make the right decisions about financial planning and investing. It discusses in layman’s language key issues of 5 popular investments : annuities, REITS, mutual funds, exchange traded funds, and life insurance. It also helps answer questions about reverse mortgages, life settlements, and paying off a mortgage. It tells you how to find the right accountant, the right attorney, and the right professional financial planner. Very important are the stories about financial predators. For example Vern’s experience with Jim Jones. Jones not only stole millions of people’s assets but with his Kool Aid killing over 900 people in Jonestown. The stories help you to produce guardrails and alerts to help protect your money and other assets.

About the Author

AUTHOR Money: Use It or Lose It- Book, 1979 “How to Choose a Financial Planner”- Article “Getting an Investing Game Plan” – John Wiley & Sons, 2003 “The Commonsense Process of Financial Planning” – First training manual written, 1979 92 Columns for the site TheStreet.com (archives) 32 Articles for the Journal of Financial Planning Journal American Associates of Individual Investors “How to Create a Winning Game Plan” How Do I Know You Won’t Steal My Money- Book, 2025 “The Four Principles of Successful Investing” Physician’s Money Digest, September 2006 BACKGROUND Private Practice 54 years Vern has teamed with Bill Brancaccio, CFP, to serve his existing clients. See more about Bill Brancaccio at monecoadvisors.com. 317 TV interviews- CNBC, Bloomberg, NBC, ABC, News 12, CNN Who’s Who in Finance and Industry Frequent Speaker for various consumer and professional groups Founder of Financial Planning Division of a Community Bank Major, US Air Force PROFESSIONAL AFFILIATIONS Past President, IAFP- Northern California, 1975. Chairman of the annual meeting of the Northern California IAFP, 1976. Founding President Financial Planning Association- Greater Hudson Valley, 1987 Advisor Boards- Iona College, Golden Gate University College for Financial Planning, Board Member National Endowment for Financial Education, a founder and chairman (NEFE) CFP Board of Standards, Member Financial Planning Association, National Board Member Education Committee: Securities Industry Associates The Financial Planning Association CT Chapter created the annual Vern Hayden Lifetime Achievement Award. There have been 6 recipients so far. Vern received the Who’s Who Lifetime Achievement Award in 2015. EDUCATION B.A. Wheaton College, Illinois- Philosophy Graduate Work- N.Y.U., American University, USC WORKSHOPS AND PRESENTATIONS American Cancer Society American Express, Inc. American Red Cross Connecticut and New York’s Societies of CPAs Dun and Bradstreet, Inc. Greater New York Dental Convention IBM- 21 Pre Retirement workshops Wells Fargo Advisors Independent Accountants Association Keynote Speaker, 2015 Annual Exposition, Chengdu, China Japan Association for Financial Planning (helped create first independent planner in Japan) Pitney Bowes, Inc. Texaco, Inc. Federation of Business and Professional Women’s Club University of Bridgeport, CT University of California Westchester and Fairfield County Medical Societies Several regions and chapters of the FPA