Proof of Loss
A quick guide to processing insurance claim for insured with their adjuster
by
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You, the reader, has a fire in your house. You call the fire department, they come out and put out the fire. They make their effort to determine the cause of the fire. They discuss this with you and leave. What do you do now?????. Oh, I have insurance.You call your agent and report the occurrence. The agent reports the occurrence to your insurance company. Tells you someone representing the insurance company will be contacting you to help you with your claim. I show up and am there to work with the insured to assess the damage, develop a loss evaluation, a loss amount in dollars and cents. All the while I am explaining to the insured what I am doing, Answering the questions the insured has. Presenting a final report and recommendation on how to conclude the matter to the insurance company. My book chapter by chapter explaims how the above process is carried out.
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About the Book
In forty-two years of adjusting insurance claims I saw many people become anxious and uncertain when faced with filing an insurance claim. This book was written to help these people approach their meeting with the insurance adjuster with a calm, assured attitude. This book is written so the material will make the person(s) with a claim more knowledgeable of the claims process and vocabulary. Thus communication during claims process with the adjuster is more comfortable and the results more positive. This problem has been reduced in recent years. This is good reading for someone who may be thinking about becoming an adjuster. It will give them information that might give them enouragement to look into the subject further.
About the Author
Beginning in 1965 and for the next forty-two years I worked as a Multi-Line adjuster. I worked for companies for twenty nine years, and owned my own business for thirteen years. Total Career Forty Two years. In sharing this knowledge and experience in these stories I hope the reader will become more comfortable dealing with an adjuster when they are faced with a claim. I reside with my wife in Columbia, Missouri.